Langsung ke TKP, seperti biasa hasil copas karena tidak bisa berlama-lama di blog

Berbagi. “ Awal Terbaik “

Berdaganglah dengan uang kami, jika anda kalah, tidak perlu takut, anda tidak perlu untuk mengembalikannya, dan jika anda menang, akan kami hapus keuntungannya saja.
Penawaran ini bukan program amal, tetapi ini merupakan penawaran yang diberikan perusahaan untuk lebih menarik minat trader untuk bisa berdagang bersama kami. Sehingga anda bisa merasakan berdagang di Forex dengan kondisi yang sebenarnya tanpa harus takut dengan resiko kehilangan uang anda sendiri. Bergabunglah bersama kami. Masa waktu 30 hari dimulai sejak pendaftaran.

Mulai!!
Bukalah akun trading melalui website www.eurobroker.biz (http://www.eurobroker.biz/indo/start.php -silahkan copas gan!)
Permohonan berpartisipasi dalam penawaran ini bisa anda lakukan dari akun pribadi anda, silahkan untuk memilih “ feedback “.
Setelah mendapatkan modal uang untuk bertransaksi, berdaganglah dengan menggunakan platform EuroBroker – comfort.

Ada beberapa peraturan dan batasan bagi setiap akun yang ikut berpartisipasi dalam program Berbagi “ Awal Terbaik “ ini :
1. Setelah anda mengisi aplikasi permohonan dalam mengikuti penawaran ini, perusahaan EuroBroker akan mengkreditkan uang sejumlah $100 kedalam akun anda selama 30 hari.
2. Berdasarkan ketentuan, anda berdagang dengan menggunakan uang yang diberikan oleh perusahaan dan tidak dapat disatukan dengan uang pribadi anda.
3. Jumlah maksimum akun trading atas nama sendiri tidak boleh lebih dari 3, Penjualan yang dilakukan secara simultan 2 atau lebih pada akun dengan menggunakan jenis mata uang yang sama tidak dapat diterima.
4. Level margin call / stopout 50%.
5. Setiap hari perdagangan, anda diharuskan membuat minimal 2 buah transaksi.
6. Hasil yang anda dapatkan bisa diambil pada saat akhir program. Untuk bisa melakukannya, anda cukup mengisi akun trading pribadi anda tidak kurang dari setengah jumlah keuntungan pada akhir program, dan dari jumlah total volume transaksi yang dibuat selama masa program, sehingga tidak mengurangi jumlah lot terhadap jumlah dolar.

Sebagai tambahan, seluruh peserta dalam program Berbagi ini, yang mendapatkan total keuntungan $ 50, akan kami jadikan sebagai klien VIP. Dan berhak untuk mendapatkan pelayanan istimewa dari kami.

Selamat mencoba dan semoga sukses untuk anda. 

ini pictnya gan !
[*]

Terlalu lama tidak update ternyata  langsung saja ada gratisan menanti. Modal gratis untuk trading sebesar $12, tadinya mau saya translate tapi tidak keburu jadi saya copas langsung  agan-agan semua bisa translate langsung melalui google translate .

Welcome Bonus $12 sudah masuk MT4

In 2012 Nano4x offers welcome bonus $12 to every client

Try out trading advantages on the Real account without even making a deposit! Start trading right now!

Withdraw your profit anytime!

Follow these steps to receive free $12 on your trading account:

1. Register and open trading account

Note: We kindly ask you to fill in only actual personal and contact data. Wrong and uncertain data can be the reason for refusal to credit the bonus and to withdraw profit.

2. Confirm email address using the link contained in the received “registration confirmation” email.

3. Upload copy of ID containing your photo (maximum file size is 300kB) on the “Personal data” page and wait for confirmation. Documents are confirmed by our staff within 24 hours.

4. Click on “Get welcome bonus” button on the “Summary” page. Welcome Bonus $12 will be credited on your trading account within several seconds.

Note: You can trade without making a deposit on “Micro” account only. If you have received welcome bonus on “Standard” account you must fund your account at the total amount of $100

For example: if you have bonus $12 on your “Standard” account you must fund it at $88 or more to start trading.

5. Leave a feedback on the wall on the Company`s official web page on the Facebook (www.facebook.com) containing the text: Account ? ___ welcome bonus $12 was credited.

Nano4x reserves the right to cancel bonus and profits for the client did not leave such feedback.

Withdrawal conditions.

1. The withdrawal is processed to verified payment details only. When account is funded at any amount the system automatically saves and verifies Webmoney or Liberty Reserve purse.

Note: If you have not funded your account, you need to fund it at any amount from $2 , the system automatically saves the number of your purse and you can apply for a withdrawal.

2. The withdrawal from bonus accounts is processed to Webmoney and Liberty reserve only.

Contact support to apply for a withdrawal to Bank account.

3. There is a fee for the first withdrawal application (other withdrawals are without any fee):

- $24 on “Micro” account

- $17 on “Standard” account

Note:

a) “Micro” account is automatically changed to “Standard” account type when balance is more than $100.

Example: You get 12 USD to the “Micro” account. You need to earn 88 USD or recharge up to 100 USD, and the account will be changed to “Standard”

b) On your account there should be the sum of the withdrawal + fee for the first withdrawal application, otherwise the system will tell you that you do not have enough money.

4. Minimum amount of completed trades to send the first withdrawal request:

- 15 trades on “Micro” account

- 10 trades on “Standard” account

5. Mobile phone number must be verified. Verification code is send to specified mobile phone number during the first withdrawal application.

6. Leave a feedback on the wall on the Company`s official web page on the Facebook (www.facebook.com) containing the text: Account ? ___ withdrawal -amount __ $- completed.

Nano4x reserves the right to withdraw profits for the client only after p. 6 is done

7. The first withdrawal request is processed within 48 hours

8. Before the first withdrawal the account is checked for compliance with p. 8 of “Welcome bonus terms”

Welcome Bonus Terms

1. Welcome bonus is presented to every new client of the Company.

2. Welcome bonus value is $12

3. Welcome bonus is credited to “Micro” and “Standard” accounts. Learn more about trading conditions and account types.

4. Every client is allowed to get only one “Welcome Bonus”.

5. Bonus is credited to the clients with fully verified personal details

6. Multiple receiving of a bonus and opening of divergent positions on the various accounts is considered cheating. In the event of fraud or attempted fraud, the client’s account will be canceled and the client will be refused service.

7. Please note that the bonus account will be checked for compliance with paragraph 7 of the “Welcome Bonus Terms”. If it is revealed that there is a coincidence of personal data, contact information, details, IP addresses and downloaded documents with other bonus accounts, the Company has the right to clear the bonus account, or to request additional verification of personal data.

8. Nano4x reserves the right to decline client’s bonus application without assigning any reason and prior notification.

9. Nano4x reserves the right to terminate the bonus offer or to change the rules without prior notice.

10. Receiving Welcome bonus into account, the client accepts the terms of the action.

oOo

Sign up, get a welcome bonus, start earning your money with the company’s funds!
We are pleased to offer our new customers a welcome bonus of $ 5 USD for opening a real trading account with us.
This is a great opportunity to earn profits without taking a risk with your own money, as well as to test your skills and trading strategies in real market conditions.
No Deposit Welcome Bonus Conditions:
1.    To receive the welcome bonus you have to verify your identity in your Trader’s Room. To verify, please, go to the appropriate section of “Profile” tab in your Trader’s Room. Please, receive SMS confirmation code to your mobile phone and upload copies of documents proving your identity. As soon as your account will be verified, in your Trader’s Room in the tab “Bonus” – “Welcome Bonus”, button “Get Welcome bonus” will become active. Once you click this button, the account will automatically be credited with a bonus of $5 USD (500 cents in case of Cent accounts) or the equivalent in Euro, depending on the currency of your account.
2.    ”Welcome Bonus” button is only active for the first 10 days starting from the date of account registration. It means that if you have not pressed it within first 10 days after registration, you will not be able to use it in the future.
3.    Bonus is credited only one time (to new customers only) and only to one account.
4.    To withdraw the bonus and profit made with the help of bonus funds you have to meet the terms of the trading turnover on the account: 1.5 lots for USD or EUR accounts or 150 micro lots for Cent accounts. No commissions will be charged for withdrawal!
5.    If you deposit your own funds to the account, you can withdraw your deposited funds, as well as profits earned with the help of your deposited funds without any restrictions at any time.
Example:
o    You opened a real account and got a Welcome bonus 5 USD.
o    As a result of your trades, you earned 5 USD and your account balance now is 10 USD. Unless you made a trading turnover according to paragraph 4 you can’t withdraw these funds from the account.
o    Suppose, after this, you decide to deposit to your account $ 10 of your own funds. In this case, the total balance will be 20 USD.
o    Suppose, then you have earned $ 10 or in other words, get 50% profit. The account balance will be 30 USD.
If the trading turnover in the account according to paragraph 4 is not met, you can always withdraw an amount of your deposit ($ 10) + the amount of profit with your money ($ 10 +50%). In our example, in total, you can withdraw from the account $ 15. If the conditions of paragraph 4 are met, you can withdraw all $30.
6.    Partners are remunerated according to the proportion of client’s funds on the account. If the customer account contains 90% of funds and 10% bonus – you get 90% of the normal commission.
Example:
You refer a client who received a bonus of $5 and deposited to his account additional $ 95. In this case, the customer’s funds = 95% of all funds in the account, therefore, in this case the partner will receive 95% of the standard commission. If the partner gets usually 65% of the spread, in this example, the payout will be 0.95 * 65% = 61.75% spread, etc.
Thus, this calculation will be applied until a client meets the requirements of paragraph 4. Once the client commits the necessary trading turnover, the commission will be calculated for partner as usually.
7.    In the case of fraud, such as receiving bonus by one customer to several accounts, etc. Company reserves the right to cancel the bonus accruals and profits derived from trade with the bonus from these accounts without prior notice.

Buruan daftar sebelum terlambat!

Nyari yang gratisan lagi?

Beberapa hari yang lalu saya diberi kabar oleh saudara melalui fesbuk, katanya ada promo gratisan lagi sebesar 50 dollar untuk modal trading. Tanpa basa-basi saya coba cek ke alamat websitenya, ternyata benar-benar gratis. Langsung daftar dan dalam waktu 1 hari modal 50 USD langsung masuk ke akun trading.

Nah, untuk rekan-rekan yang sedang mencari modal gratisan ayo silahkan buruan daftar melalui link promosi diatas tinggal copas saja, karena promo ini akan berakhir hingga tanggal 10 Oktober 2011. Semua syarat dan ketentuan bisa dilihat dan dipelajari langsung melalui websitenya. Baca dengan teliti sebelum melakukan pendaftaran agar prosesnya cepat. Berikut bukti screen shoot dari ACFX mudah-mudahan bisa membantu.

Credit 50 USD From ACFX

Contoh untuk tipe akun bisa dipilih: Classic Account, Swap Free (Islamic), Trading Currency: USD, Leverage 1:500 (ini hanya contoh saja).

Mari saya tinggal untuk mencari yang gratisan lagi, jangan lupa kalau sudah profit banyak-banyak bersedekah kepada yang benar-benar membutuhkan agar hasil tradingnya menjadi berkah dunia-akherat… amin.

Selamat bertrading, semoga profit ! profit ! dan profit !

Website Bank Mandiri (Click to Enlarge)

Maksud hati melakukan transaksi, apa daya websitenya expired. Kaget juga ketika saya coba masuk ke website Bank Mandiri, begitu dilihat website tersebut telah habis masa berlakunya. Kejadian ini mungkin bukan merupakan suatu hal yang luar biasa, sering terjadi juga di beberapa situs terkenal. Namun sangat disayangkan untuk perusahaan sekelas Bank Mandiri lupa untuk memperpanjang websitenya. 

Untungnya kejadian ini hanya berlangsung beberapa jam, ketika saya coba kembali websitenya sudah terlihat halaman depan Bank Mandiri. Walaupun belum berjalan normal untuk beberapa fasilitas seperti Internet Banking. Mudah-mudahan tidak berlangsung lama.

Sekarang saya mau coba lagi,  banyak setoran yang harus dibayar    selamat menabung !

Selamat Idul Fitri 1423 H

Suatu berkah di Bulan Ramadhan 1423 H ini dimana Page Rank mengalami kenaikan yang cukup signifikan. Setelah dua tahun harus puas di peringkat nol, kini mendadak di peringkat tiga. Setelah sebelumnya di awal tahun saat launching pernah menduduki peringkat dua selama kurang lebih tiga bulan. Semenjak itu tidak pernah merasakan peringkat lagi sampai bulan kemarin, semoga bisa terus bertahan.

Tidak terasa tiga kali lebaran blog ini menemani, kini sudah mendekati lebaran di tahun 2011M/1423H. Melalui kesempatan ini ijinkan saya menyampaikan ucapan:

Selamat Idul Fitri 1423 H

Taqabalallah Minna Waminkum Shiyamana Washiyamakum

Mohon Maaf Lahir dan Bathin

-Tito Budiman-

Gratis lagi, lagi-lagi gratis   mari ikut daftar mumpung masih dalam masa promosi. Pertama saya masuk websitenya bingung karena teks nya bahasa rusia. Untung saja ada mbah google yang siap sedia setiap saat. Forex Trading atau Trading Forex yang satu ini hanya menerima satu mata uang ecurrency yaitu Web Money, yang belum punya silahkan daftar siapa tau nanti profit semakin besar. Bisa juga melalui Visa/Master atau Bank Transfer, tapi saya lebih suka menggunakan jenis ecurreny untuk setiap transaksi di Internet.

Silahkan klik  Link Promotion: $20 no-deposit bonus (Rusia) | $20 no-deposit bonus (Google Translate).

Berikut penjelasan singkat cara mendapatkan $20:

1. Buka akun Demo dan Registrasi bisa melalui websitenya atau melalui trading platformnya.
2. Untuk Demo Account KLIK DISINI | Untuk Real Account KLIK DISINI
3. Untuk daftar melalui trading flatform silahkan KLIK DISINI download trading platform.
4. Saya sarankan Anda mendaftar Akun Demo dan Akun Real.
5. Simpan baik-baik kedua akun login Anda.
6. Buat tranksasi perdagangan di Demo akun sebanyak 10 tranksaksi atau hingga profit mencapai $1000.
7. Jika salah satu atau keduanya tercapai silahkan klaim melalui feedback yang disediakan diwebsitenya melalui login akun Real dan Demo yang dibut tadi dengan subject: “bonus of $ 20″ dan menyertakan nomor akun demo.
8. Tunggu 2-3 hari dana sebesar $20 akan masuk ke Real Account yang sudah dibuat.
9. Selesai !. mudah bukan.
10. Untuk Masuk Trading Kabinet melihat transaksi silahkan login KLIK DISINI

Demo Account Type:
Type : Demo-Mini
Leverage: 1:100
Balance $1000

Real Account Type:
Type: Real-Micro
Leverage: 1:100
Balance: $20

Berikut Screenshotnya:

Real Account - Forex Gratis $20 Tanpa Deposit (Klik Memperbesar)

Semoga profit!

Seperti biasa gratisan lagi  langsung saja tanpa basa-basi, proses verifikasi nya cepat dan tidak ribet. Cukup scan KTP/SIM/Paspport dan tidak perlu billing/tagihan yang bikin pusing. Saya saja begitu daftar dalam 1 jam langsung verified. Sama halnya dengan Marketiva yang cepat dan tanpa menyertakan billing/tagihan. Berikut saya copas dan telah saya terjemahkan melalui terjemahan mbah google langsung:

Bagaimana cara mendapatkan bonus?

1. Isi formulir pendaftaran KLIK DISINI (*lihat di pojok kiri atas Free $10).
2. Upload di kabinet perdagangan scan salinan dokumen ID Anda yang berisi foto Anda
3. Tepat setelah ID Anda akan diverifikasi oleh staf kami bonus akan ditambahkan ke account Anda

Aturan Bonus

1. Nilai Bonus adalah $ 10
2. Keuntungan dari trading pada rekening bonus dapat ditarik kapan saja
3. Biaya penarikan 1 dari account bonus adalah $ 10. Setelah Anda mengirim permintaan penarikan pertama pada account ini $ 10 akan dipotong secara otomatis. Aturan ini hanya berlaku untuk penarikan pertama
4. Hanya satu account bonus dapat dibuka oleh satu orang. Dalam kasus beberapa rekening jenis ini ditemukan milik orang yang sama (atau jika kecurigaan tersebut muncul, termasuk sesuai dengan alamat IP, hubungi cocok info, dll), semua bonus dan keuntungan akan dibatalkan.
5. Kondisi perdagangan pada account bonus adalah sama ke account XXXL. Hanya ada onedifference: margin call / berhenti dari piutang bonus 110/100%.
6. Tidak ada komisi IB ditambahkan untuk trading pada rekening bonus.
7. Bonus akan ditambahkan hanya ke akun diverifikasi.
8. Sekali rekening minggu dari «kelompok Bonus» tidak mengandung bonus dapat dipindahkan ke grup XXXL.
9. Kami berhak untuk memodifikasi aturan bonus tanpa pemberitahuan terlebih dahulu.
10. Untuk melanjutkan penarikan dari Bonus account Anda harus memverifikasi rincian pembayaran.
11. Minimum penarikan dana dari rekening Bonus 10 USD

- Maximum leverage: 1:500
- Spread: Floating
- Commission: -
- Minimal volume:    0.01

Berikut Screenshoot nya:

Balance masuk 10USD, ga tahan langsung trade

Selamat mencoba dan semoga profit!

*Untuk sementara Exchange e-currency saya tunda, yang telah bertransaksi saya ucapkan terima kasih.

Langsung saja, berikut satu penawaran menarik untuk rekan-rekan yang giat mencari modal trading gratis tanpa deposit. Sebelumnya mungkin pernah coba dengan gratis sebesar $100 US, kini ada penawaran bonus sebesar $200 US gratis di live account untuk modal trading.  Promo ini dimulai dari tanggal 17 Mei 2011 s.d 15 Juni 2011.  Metode Keuangan melalui Kartu Kredit Visa/Master, Bank Wire, Moneybookers, AlertPay, OKPay, Liberty Reserve, Perfect Money, Web Money dan LiqPay.  Untuk syarat dan ketentuan bisa dilihat di situsnya langsung.

Sekarang mari kita beramai-ramai untuk mendaftarkan diri, sebelum promo tersebut berakhir.  Berikut panduan secara garis besarnya:

1. Buka akun gratis KLIK DISINI kemudian pilih “OPEN FOREX ACCOUNT”.

2. Setelah muncul form isian, silahkan di isi sesuai KTP yang masih berlaku dan nomor telepon genggam (HP) untuk verifikasi SMS. Kemudian buka email yang masuk untuk memasukkan kode aktivasi yang diberikan, dan Anda akan menuju account profile.

3. Untuk mendapatkan bonus $200 US, akun harus VERIFIED terlebih dahulu. Upload dokumen berupa Scan KTP (untuk verified full name), Scan Billing/Tagihan (untuk verified address) atas nama Anda 3 (tiga) bulan terakhir dan nomor Hand Phone (untuk verified Mobile Phone SMS). *Billing bisa berupa: tagihan rekening kartu kredit, tagihan telepon, tagihan listrik, tagihan rekening air, atau tagihan lainnya atas nama dan alamat Anda sesuai KTP. Proses aktivasi memerlukan waktu 24-48 jam. Sehingga akun verified seperti contoh gambar berikut:

Klik Gambar Untuk Membesarkan

4. Konfirmasi email akan masuk jika akun telah verified. Setelah verified kini kita bisa mendapatkan bonus $200 US, silahkan login ke member area dan pilih “OPEN NEW ACCOUNT” (lihat gambar dibawah ini).

OPEN NEW ACCOUNT

5. Kemudian muncul form isian, yang harus kita isi seperti gambar dibawah: Account Type: LF Boom, Platform Type: MT4, Account Leverage: 200, Currency: USD, Phone Password: silahkan diisi yang mudah diingat. Kemudian klik “OPEN ACCOUNT”.

Klik Gambar Untuk Membesarkan

6. Selamat ! kini akun yang dibuat telah berhasil hinnga muncul informasi berikut:

Klik Gambar Untuk Membesarkan

7. Silahkan scroll mouse ke bawah dan lihat di akun live telah terdapat bonus sebesar $200 US untuk modal trading.

Klik Gambar Untuk Membesarkan

8. Sudah tidak sabar untuk trading? silahkan buka email yang masuk disana terdapat informasi akun untuk login ke MetaTrade4 (MT4), dengan memasukan Terminal Login. Trader’s Password dan sebagai berikut:

Klik Gambar Untuk Membesarkan

9. Apabila belum memiliki MT4 silahkan download dihalaman bawah situs untuk Download MT4, Installasi dan jalankan dengan login kemudian masukan Terminal Login, Trader’s Password dan Server. Sehingga kita dapati Balance sebesar $200.

Klik Gambar Untuk Membesarkan

Sampai disini semua proses telah berhasil dilalui, syarat dan ketentuan untuk bonus ini dapat dilihat pada saat pendaftaran sesuai dengan panduan di nomor 5 (lima) tersebut diatas.

Selamat mencoba dan semoga profit untuk bekal THR yang sebentar lagi menjelang. Jangan lupa kalau profit bagi-bagi saya ya.

[*]

Informasi apa yang diperlukan? tentunya tentang ketepatan dalam memberikan pembayaran, keuntungan/profit yang ditawarkan, masa waktu kontrak (per hari/bulan), deposit kembali atau tidak, e-currency yang digunakan dan yang paling penting informasi dari berbagai forum tentang bukti-bukti pembayaran yang diterima. Sulit sekali mencari HYIP yang bertahan lama, awalnya tebukti membayar namun beberapa bulan/minggu bahkan dalam hitungan hari bisa berubah jadi SCAM.

Disinilah perlunya monitoring, untuk memberikan informasi kepada para investor. Pertanyaannya apakah semua informasi yang diberikan HYIP Monitor itu benar? tidak juga!

Banyak HYIP Monitoring yang bekerjasama dengan para pemilik HYIP, bahkan bisa jadi para pemilik HYIP memiliki Monitoring sendiri. Sehingga informasi yang diberikan tidak semuanya benar.  Mengapa demikian? contoh kasus jika kita pernah melihat dalam beberapa vote/rates di website HYIP Monitoring mereka yang merasa dirugikan memberikan vote jelek (Bad) atau Jelek Sekali (Very Bad). Namun tidak demikian dengan HYIP Monitoring yang selalu memberikan status Paying (Membayar). Asumsi saya bahwa para pemilik HYIP bisa jadi memiiki Monitoring sendiri agar status mereka selalu terlihat baik. Disinilah perlunya untuk berhati-hati dengan program yang satu ini, namun ada juga yang berlaku jujur tapi sangat sedikit.

Dari hal-hal diatas, sudah lama sebetulnya berkeinginan memiliki HYIP Monitor namun baru dapat terealisasikan awal bulan ini. Beberapa HYIP yang diikuti telah saya lakukan monitoring, walaupun belum semuanya terdaftar. Rekan-rekan juga dapat  berpartisipasi dengan melakukan registrasi dan menambahkan beberapa HYIP yang pernah atau sedang diikuti dalam HYIP Monitoring tersebut. Dengan harapan bahwa data dan informasi yang diberikan berdasarkan fakta dan kenyataan yang ada tanpa dilebih-lebihkan. Jika HYIP tersebut  SCAM mari kita katakan bahwa mereka SCAM.

Berikut beberapa contoh gambar yang saya ambil dari HYIP Monitoring titobudiman.com :

---

Silahkan melihat-lihat di halaman berikut:

Masih sangat sederhana, jika rekan-rekan ingin menambahkan beberapa informasi silahkan untuk melakukan registrasi. Atau hendak memberikan saran/ide dalam beberapa pengembangan, saya persilahkan. Berhubung masih dalam tahap ujicoba mungkin beberapa aplikasi sedikit mengalami gangguan. Berhubung sudah ngantuk, nanti saya lanjutkan lagi. Mari kita berantas HYIP SCAM !

Sulitnya mencari pertukaran untuk jenis Paypal ke Liberty Reserve, berbeda dengan pertukaran dari Liberty Reserve ke Paypal yang telah begitu banyak. Hal tersebut membuat saya melakukan analisa dalam beberapa bulan ke belakang. Mencari dari berbagai sumber tentang pertukaran kedua e-currency tersebut.

Beberapa pertanyaan timbul, mungkin rate masing-masing e-currency terlalu rendah untuk dilakukan pertukaran? fee/potongan yang dikenakan pihak e-currency bisa saja jadi kendala untuk dilakukan pertukaran,  bahkan kendala lain dengan sistem paypal yang memerlukan waktu hingga 2-4 hari masuk ke rekening bank lokal di Indonesia. Untuk itu agar memudahkan exchange e-currency secara cepat maka saya akan lakukan beberapa ujicoba dalam pertukaran kedua jenis e-currency ini.

Setelah melalui beberapa pertimbangan dan beberapa faktor tersebut diatas, mohon maaf apabila rate/kurs yang saya berikan terlalu rendah atau terlalu tinggi. Namun saya yakin mudah-mudahan dapat bermanfaat bagi rekan-rekan yang sangat memerlukan e-currency extra cepat dari Paypal ke Liberty Reserve tanpa melalui bank lokal di Indonesia, yang memerlukan waktu hingga 4 hari kerja. Tentunya hal ini sangat menghambat proses dan aktivitas rekan-rekan yang bergerak dalam bisnis online maupun berbelanja dengan menggunakan jenis e-currency Liberty Reserve.

Saat ini saya mencoba hanya menerima pertukaran dari Paypal ke Liberty Reserve, sambil melihat perkembangan Exchange Paypal to Liberty Reserve jika perlu nanti akan saya tambahkan transaksi sebaliknya yaitu Exchange Liberty Reserve to Paypal.

Bagaimana cara transaksi “e-currency exchange”:

• Sebelum bertransaksi periksalah stok yang tersedia.
• Minimal transkasi $1.00 US dan Maksimal $100.00 US.
• Hitung jumlah melalui exchange calculator dan isi form yang telah disediakan dengan benar dan klik submit.
• Kemudian periksa e-mail di inbox/junk/spam.
• Ikuti petunjuk exchange di e-mail.
• Lakukan transfer sesuai petunjuk di e-mail.
• Jika stok tidak tersedia, transaksi akan dibatalkan dan e-currency akan dikembalikan sesuai dengan jumlah yang saya terima di e-currency (setelah dipotong oleh pihak e-currency).
• Kemudian jika data telah benar dan sesuai, saya akan transfer ke jenis e-curency yang dipilih, pada waktu jam kerja transfer akan saya lakukan secepatnya selama tidak terjadi permasalahan dengan website pihak e-currency.
• Pada saat transfer isi pesan dengan contoh:

EXCHANGE PP to LR $10 U1234567
EXCHANGE LR to PP $10 emailanda[at]email.com

• Informasi email: e-changer@titobudiman.com atau melalui YM selama online.

Jam Kerja:
Senin- Jum’at : Jam 9.00-16.00 WIB
Sabtu : Jam 9.00-14.00 WIB
Minggu/Libur: diproses malam hari
Selama saya online order akan tetap diterima.

Semoga berkenan dan selamat bertransaksi.

***INFORMASI PENTING***
Begitu antusiasnya permintaan untuk exchange PP ke LR, sehingga masih banyakn yang melakukan transaksi/transfer ke akun PP milik saya.
Maka saya informasikan bahwa sejak Bulan Agustus 2011 exchange PP ke LR telah ditutup. Apabila telah dibuka kembali akan saya umumkan melalui website.
Semua uang yang telah masuk ke rekening PP akan saya refund/dikembalikan seluruhnya tanpa dikenakan fee, terkecuali fee oleh pihak Paypal.
Demikian, saya ucapkan terimakasih atas partisipasinya.

1- Emphasize setting a personal challenge goal
Have sellers make a commitment to be their group or sub-group’s best salesperson. Structure their sales efforts to emphasize achievement, not failure.

2- Have sellers state their solo goal out loud
By publicly stating what you’ll accomplish to your peer group, you’ve reinforced the commitment. Who wants to say publicly that they’ll fail to achieve?

3- Make a prospect list
All sellers should make a list of prospective customers before they start. Review it and make sure they have at least ten targets.

4- Define your best customers
Stick to the people you know – friends, relatives, neighbors, etc. Don’t forget co-workers and out-of-town contacts for your major fundraisers.

5- Rehearse the sales pitch
Have everyone practice your group’s sales pitch at home. Fine tune your two-sentence value proposition and make sure that every seller uses it. Be armed and dangerous

6- Be prepared
Sellers should carry their order form and sales materials wherever they go. You never know when a good prospect will emerge!

7- Smile and introduce yourself
Remind all your sellers to smile and introduce themselves before launching into their two-sentence pitch. Use the power of the word need when stating the group’s goal and your first request for help. It’s an extremely potent trigger word. We need your help because our band needs new uniforms.

8- Ask for the order
Always include a direct request for an order in your sales script after the because statement. Can you help us meet our goal?

9- Personalize by picking favorites
Tell each seller to find one or two items that they like and then promote those enthusiastically.These green ones are great.

10- Ask for more business
After the initial order is placed, offer supplemental items for more revenue or ask for referrals, etc. Ask these questions:
Can I show you another program we’re offering because it’s a great deal too?
Can you think of anyone else I should contact?

11- Make it easy to buy
Do everything you can to make buying your offering easier. Offer to fill out the form yourself. Remind the prospect that a certain item makes a good gift or that it’s all for a good cause.

Follow these fundraising sales tips and you’ll maximize your fundraising sales success.[*]

source: free articles

Since there are certain financial commitments you need to meet throughout life and do contribute in some way to the family income, you need to provide something even in death-to secure the home, help the family meet expenses for a while, protect dependant parents, or secure the children or spouse.

Financial obligations could include funeral expenses, unsettled medical bills, mortgages, business commitments, meeting the college expenses of the children, and so on.

How much insurance a person needs would vary, depending on lifestyle, financial needs and sources of income, debts, and the number of dependants? An insurance adviser or agent would recommend that you take insurance that amounts to five to ten times your annual income. It is best to sit down with an expert and go through the reasons why you should consider insurance and what kind of insurance planning would benefit you.

As an important part of your financial plan insurance provides peace of mind for any uncertainties in life.

1. Life insurance correctly planned will on premature death provide funds to deal with monies due, mortgages, and living expenses. It offers protection to the family you leave behind and serves as a cash resource.

2. It secures your hard earned estate on death by providing tax free cash which can be utilized to pay estate and death duties and to tide over business and personal expenses.

3. Life insurance can have a savings or pension component that provides for you during retirement.

4. Some policies have riders like coverage of critical illness or term insurance for the children or spouse. There are certain rules regarding eligibility for riders which you will need to determine clearly.

5. Having a valid insurance policy is considered as financial assets which improves your credit rating when you need health insurance or a home loan or business loan.

6. In case of bankruptcy, the cash value as well as death benefits of an insurance policy is exempt from creditors.

7. Life insurance can be planned such that it will cover even your funeral expenses.

8. Term life insurance has double benefits, it protects and you can get your money back during strategic points in your life.

9. Insurance protects your business from financial loss or any liabilities in case a business partner dies.

10. It can contribute towards maintaining a family’s life style when one contributing partner suddenly dies.

Insurance is vital to good financial planning and security but you would need to assess your personal risk and long term commitments. Insurance stands a person in good stead throughout life and can be used in case of emergencies during a life time by requesting a withdrawal or loan.[*]

sources: free articles

Whether CCTV is installed secretly or openly, modern digital communication technology enables SMS to monitor the situation anywhere in the world. Using telemetry, control can be maintained over cameras, lights, gates indeed any building management function.

CCTV monitoring falls into two categories, reactive or proactive and both require a different level of service.

Reactive CCTV monitoring involves alarm detection on site which initiates a picture transmission to the monitoring centre. Depending on the requirements and the situation the alarm is dispatched to a response agency.

Proactive monitoring is real time, for example city centre or high street locations. In this instance the operator is constantly reviewing the location and informing security or the emergency services to dangerous situations.
In both types of monitoring there is recorded evidence of what was seen and often this is used to assist the police in their enquiries. Historical evidence is used to supplement non related incidents, enabling the police to build a case.
CCTV in the public sector is governed by the data protection act and the human rights act, it is there to protect the benefit of the public not to spy on them.

CCTV is also used to supplement intruder alarm systems to provide confirmation that there is someone on site and that the alarm received is not false.

All Coverer’s Remote Monitoring service give you peace of mind that your critical network devices such as your servers, routers, firewall and network services such as email, web and backup are running smoothly.[*]

source: free articles

Don’t wait until you have a claim to review your policy and to know your rights.

Here are some reasons why you should get a homeowner insurance.

You are recommended to buy a Homeowners Insurance, which covers five or six coverages rather than specific policy for specific coverage. Buying separate policies will cost you much.

Homeowners policy include five coverages.

Dwelling coverage: This coverage of homeowners policy will pay you in case of damage to your outstanding building like garage or storage sheds and your home.

Personal property coverage: It will pay when your household items like furniture, television, freeze or clothing are stolen, damaged or destroyed.

Liability coverage: It protects you in case you are responsible for someone else’s injury or property damage. In such cases homeowners insurance will soon provide you with a minimum of 20,000 USD as coverage. Policyholders can buy an extra premium of $1 million.

Medical payments coverage: It pays all medical bills if someone gets injured even in the premises of your property. Medical coverage also covers certain injuries such as your dog biting someone in your house. You can get a basic coverage of $500. This can be increased upto$5000 by paying extra charges.

Loss of use – If your house is damaged due to any reason and you have no where to live, in such condition your living expenses will be paid by the homeowners policy.

Thus you can make your home and your life secure with Homeowners insurance policy.[*]

source: free artiles

Here are just a couple of tips I have found to be helpful in maximizing your Network Marketing Business:

1. Use your products regularly. This is Number 1 for a reason, this is the most ignored part of ANY network marketing business. How do you expect your business to succeed if you will not even use your own products? It does seem silly to even have to bring this up, but there are many who are not using their own products, and wonder why they are not making any money. Make a commitment to use your products for a year, and see where your business goes.

2. Educate yourself constantly. This is very important! You must rid yourself of negative ideas, sometimes referred to as “stinkin thinkin”. This can be done in a variety of ways. I recommend reading at least 15 minutes a day, but try to shoot for 30. Business and self-help books are a great way to start. Don’t forget your Multi-level magazines, as they are full of tips and advice. Lastly, listen to cassette tapes on multi-level tips from top earners in your business.

3. Spend as much time as possible with your upline. Your upline should have only one goal in mind, To Help You Succeed! They are a vast source of knowledge and information. Mingle with top distributors in your group, or other groups, and ask how they made it. Most everyone should be more than happy to provide you with excellent tips and advice.

4. Present your products and marketing plan personally to at least one person daily. Remember above when I said you are going to have to work, well here it is. Now here is the key, the prospects to whom you present your plan, do not have to be yours personally. Show the plan for your downline, and not only will you create “security” by placing members in your downlines’ downline, it will also give you a boost in your personal income! I can guarantee if you were to follow this rule for 6 months, you would create a downline with enough width and depth to create an income to sustain you and your family for life.

5. Care for your downline. An entire book can be written on this topic. Usually, it’s the little things that show you really care. Try to maintain regular contact, and always praise your distributor’s accomplishments. You can even offer incentives for specific achievements, such as money, travel, recognition, or other rewards, to help motivate your group.<

6. Duplicate yourself by making distributors independent of you. This will help to multiply your time, thus making you and your group more effective. Always lead by example. Never stop recruiting, training and retailing. Remember the KISS formula – “Keep It Simple, Sweety” I know, I know, I changed the last word, but it maintains the meaning. This can be done my conducting simple, brief, yet dramatic presentations, and teaching your downline to do the same.

7. Create a large customer base. This is another largely ignored, yet very important, piece of your network marketing business. Many try so hard to build a huge downline, that they forget how much profit they could also make by selling their products to retail customers. Some people will just not want to become part of your downline, no matter how great a product/system you may have. This does not mean they will not be personally interested in your product. Try to make everyone your customer. Once you earn their trust, they will come to you more, and perhaps even join your downline later. Always “leave the door open”, as people’s needs do change.

8. Focus on your customers needs. You must give customers more than they expect, and always satisfy your customers complaints immediately. Try to listen 80% of the time, and talk only 20%. As stated above, your customers can be a huge source of future referrals and/or business. You must earn and maintain their trust. Once you have their trust, you can always ask for referrals, which leads to even more business and a larger downline.

9. Set daily, weekly, monthly, and yearly goals – and Write Them Down! You may have heard the expression, “How do you eat an elephant? One bite at a time.” Breaking up a larger goal into smaller easily attainable goals, is the key to success. You cannot just jump to the end, you have to make progress everyday. Writing them down is another largely ignored, important tip to help you succeed. A goal is just a “passing thought”, or “wish” until you put it in writing. That is when it becomes concrete and real. It is also a great idea to keep a business journal of your daily activities, as it will help you to become more productive and time-conscious.

10. Get Out There And Do It Now! All of the knowledge in the world is useless and unprofitable, until you put the most important ingredient of them all in place. This “secret” ingredient should come as no surprise at all, but this is the #1 reason for failure at anything in life. It is ACTION! Remember, knowledge is useless without action.

Following these steps will almost give you immediate results. Thank you for reading this, and I truly hope this has provided you with valuable information to help you and your business grow and succeed.[*]

sources: free articles

Outsourcing means to take business or other process of a company to an outside firm. Many processes including tax return preparation, accounting, bookkeeping has been successfully outsourced to many outsourcing companies. Tax preparation outsourcing has many benefits and more and more accounting firms and CPAs are increasingly undertaking the process. The process enables accounting firms to meet customer demand and earn profit for their firm.

The first benefit of outsourcing is that you will be able to meet huge customer demand without the addition of any new staff and also without any new financial investment. Tax return outsourcing lets an accounting firm hire the services of offshore tax return calculating professionals. Most of the outsourcing work is done by professionals in the third world countries. These countries have enormous manpower and they are also highly qualified. So, you get professionals with the best capability to do the work for you and meet client demands and deadlines.

If you undertake tax return outsourcing for your firm, you will not have to spend a single extra dime. This is possible simply because the outsourcing work is done in countries where the monetary value is much lower than USD. This means that the money which you pay for your outsourcing work is much lower than what you would require for paying an employee in the US. Also you do not have to spend extra for insurance and other employee benefits.

It is not so simple to find a good outsourcing company which will do tax preparation outsourcing for you. No doubt there are plenty of firms which provide outsourcings service to clients, but you need to scout around a lot to find the best outsourcing company to do the work for your firm. The firm must be perfectly efficient in doing all types of accounting and tax return outsourcing work for you.

The one thing which you must check in a firm providing tax return outsourcing is the security features which they have in place. In this internet age online security is of vital importance to anybody. Increasing online fraud and identity theft has made people skeptical about disclosing their personal information and financial data online. See if the security measures of the outsourcing company are stringent enough to protect your customer identity and data. If you are satisfied with all the services provided then only go ahead and hire their services. There is no dearth of companies providing tax return outsourcing, so never settle for the second best option.[*]

sources: free articles

It’s truly remarkable that real estate prices in India have almost doubled since the beginning of 2003 and are set to double once again over the next three to five years. Now it’s not just Tier 1 cities like Bombay, Delhi and Bangalore that are seeing rapid real estate price appreciation, but even Tier 2 cities like Pune, Thane, Nasik, Hyderabad, Jaipur and Chandigarh that are seeing property prices begin to climb. So what are the reasons for the property boom in India?

#Increase in demand for both commercial and residential real estate

#Low interest rates

#Tax benefits

#Rise in disposable income

#Growing middle class

In 1995, the average cost of a home was about 22 times the average annual salary. Now the average home costs about 4.7 times the annual salary of a homeowner. The interest rates on housing loans has decreased from 18% in 1995 to 8.5% at present. In 2000, less than 10% of people under 30 owned their own homes in India now almost 24% of people under the age of 30 own their own homes.

The increasing affluence of the Indian middle class and more liberal lending policies by banks have added to the increased demand for residential property. India is adding 100,000 people every day to its middle class, the fastest rate anywhere in the world. About 14 million college graduates are entering the Indian work-force every year. That’s astonishing to me at least.

With job opportunities expanding in big cities and urban areas, lifestyles and family values are also changing. No longer does the typical Indian household consist of large families with parents, grandparent and kids often under the same roof.

While demand for land has been increasing rapidly due to the above mentioned factors, the supply has not kept pace. A large percentage of land holdings do not have clear titles and is typically held by individuals and families which makes the organized dealing and transfer of titles cumbersome.

Property prices are expected to continue northwards especially in Tier 2 cities where the appreciation has been far more muted than in the Tier 1 cities.

I think my approach of acquiring residential property, leasing it out for a few years and then selling the properties should create a very exciting opportunity for price appreciation. Let me give you a quick personal example.

I bought a 2800 square feet apartment with 4 bedrooms and 4 baths one and a half years ago in Pune at a price of $42.25/square feet or total of $118k. I have leased that place out for approximately $2,100/month with the tenant paying all maintenance and utility charges.

At present the property is worth $60/square foot or $168,000. So, I have made almost 50% on my investment plus received about $36,000 in rent for the last 18 months.

Sources: free articles

Let’s face it – People buy from people they trust. People trust people who are like them. The more you behave like your prospect the more they will trust you. This is the core of relationships.

Much research has been done on the determining factors of creating rapport with prospects. It’s not what you say that counts, it’s how you say it. These are the three components in communication for developing rapport. Words, Voice qualities and Physiology. These three elements equal 100%. What’s your best guess on the breakdown?

Your words are only 7% of your communication. Your voice qualities are 38% and your physiology is 55%. That means that what you say is the least significant. How you say it and how your carry your body are the most important factors in your ability to create rapport with your prospect.

It’s important to speak your prospects language. You already know how to be who you are – it takes an elegant persuader to care enough about the other person to enter their world. Everyone wears different glasses to perceive the world. Your job is to find out what glasses they are wearing and speak to your prospect about your services with their glasses on. When someone feels like you understand them, their trust level goes up significantly and are more likely to buy.

There are three basic types of people Visual, Auditory and Kinesthetic. Identify which one your prospect is and enter their world. Keep in mind in different circumstances people are all three. People tend to favor one more than the others. You use both of your hands, but tend to favor one more than the other.

Selling Strategies for the Visual Person

Visual people tend to look upwards, speak rapidly and have high levels of energy. They love to look good and will usually dress to perfection. Visual people love visual information. They speak in visual terms and they want you to do likewise. They love to see the goods, not talk about them. The look of the goods is vitally important in assisting them to make a positive buying decision.

Keep this overview in mind as we present you with a picture on how to highlight your presentations to Visuals in a way that is both illuminating and compelling at the same time. Can you see what we are looking for?

1. For a visual prospect, a picture is truly worth a thousand words. Use charts, graphs, photos, and slides. Reinforce your presentation by using the blackboard. Bring videos if you have them.

2. Use visual words to pace their information gathering process. Develop beautiful pictures through your language. Use phrases in summation and closing like, “Is that clear to you?,” “Imagine how this will….” or “How does this look to you?”

3. Glance upward occasionally. If you want your customer to imagine something or think visually, you can guide them to access visually. Looking upward will enhance their ability to form lasting mental pictures.

4. Write things down for your visual client throughout the sales call. Write important points down as you summarize. Encourage them to take notes. When you close the sale with a visual client write everything down so they can see the agreement.

5. Dressing professionally is important with any client. It is especially important with the visual client who will look for the “image” you have created with your clothes and your briefcase.

6. Visual clients “notice” everything. Pay attention to detail and the way things look. The package is as important as the product
to Visuals.

7. And last, but most importantly, paint vivid and compelling pictures. The more vivid the picture, the more powerful the influence.

Selling Strategies for the Auditory Person

Auditory people tend to be more centered. Their eyes tend to move with their ears. Auditory people love auditory information. They speak in auditory terms and they want you to do likewise. They love to hear about your product, not necessarily see it. What others have said about your product is very valuable information.

Record this information in your mind so you tune in to your auditory prospect. Give them an earful of persuasion and listen to them to ask you for more. Can you hear what we are saying? Are we beginning to sing the same tune?

1. Use auditory words and phrases like, “Does that sound good to you?”, “Are we in harmony on this?”, “Shall I speak more directly about the facts and statistics?” or “This plate stamping machine is twice as quiet as the one you now have.”

2. Quote testimonials and endorsements with your auditory clients. Auditory people think in “words” rather than feelings or pictures. They love to hear what other people have to say about your products or services.

3. Use your voice to hold the Auditory’s attention. Change tone, volume, pitch and speech rate to verbally emphasize and enhance your sales points. Auditory prospects will pay as much attention, if not more, to how you speak as to what you say.<

4. Tell the auditory customer lots of stories. Story telling in sales is powerful with everyone, and it is especially important with auditory prospects.

5. If you have to send them some information they often will not enjoy reading a brochure, so send a cassette tape outlining benefits, features etc. Use all the verbal information you can to move the sale forward. Get audio tapes into the hands and ears of your auditory leads right away. If your company does TV or radio advertising, ask your auditory client if they have heard your latest ads.

6. Have frequent telephone conversations with your auditory prospects. Even a brief call will mean a great deal to them.

7. Summarize agreements verbally after closing, using such a phrase as : “We are speaking about (summarize details.)” Remember, the Auditory hears everything. Give them exciting and motivating words that will play in their internally driven tape player long after the sales call is through.

8. It is important to know that auditory people find it hard to look at you and listen to what you are saying, so give them subconscious approval for looking away, by not demanding eye contact. They need to concentrate on what they hear and that’s why they look away from you. Also, don’t speak to rapidly or you will lose them.

Selling Strategies for the Kinesthetic Person

Kinesthetic people are more low keyed, typically the like to look down to connect with their feelings. Kinesthetic people love kinesthetic information. They react to kinesthetic terms and they want you to do likewise. They love to touch the goods, so let them get their hands all over the product. They must absolutely feel good about their decision, so help them get in touch with their feelings.

Grasp the important points in this section as we drive home the hard hitting strategies that work long and hard in putting deals together with the Kinesthetic. When these strategies sink in and you feel good about using them to nail down transactions with the Kinesthetic, you will have reached another plateau.

1. Use Kinesthetic words and phrases like, “Are you comfortable with this?”, “How do you feel about that?” or “Do you need a more concrete example?” Talk about common interests, sports, family and let them know you care about their feelings. They want to know that you care about them and you are their friend.

2. Meet face to face with Kinesthetic clients. Don’t rely too much on phone calls or written communication. They crave the head to head, belly to belly feeling that only one on one communication can give. Match them: if they have their jacket off, their tie loosened, do the same. They typically like to dress comfortably.

3. Get the kinesthetic physically involved with your presentation. Have them mark up your brochure. Have them walk through your proposal. If you are demonstrating a product they can use, encourage them to test the product out to find how it feels. Encourage them to hold the product, use the computer, feel the car finish, touch the rock fireplace, walk around the yard, stroke the leather seats get comfortable on the couch, etc. Make sure they are always physically comfortable. If they are not, they won’t stay “with” your presentation.

4. Tell moving, emotionally based stories about your product and, most importantly, about the impact of your product or service on people just like them. Strongly communicate your emotional commitment to your product, to what you are selling. Then link commitment to your commitment to serving them.

5. Glance downwards occasionally. Kinesthetic people will intuitively pick it up and know that you are emotionally involved in your product. You can also guide them to access their feelings by glancing down and getting them to follow your lead. Typically, they are not comfortable with constant eye contact.

6. Kinesthetic people often like to be touched. They shake hands forever, often with the old “two-handed, let’s hold this contact for a long, long time” approach. Since this is so appealing to them, an occasional pat on the back will fire off strong positive feelings. When you close the sale or come to some major commitment, shake hands on it. That gesture means a lot to a Kinesthetic person.
Your prospect wants to know that you care about them. It is very easy for a salesperson to sell their product or service based on their values. Your values are what sold you to sell your product. Your prospects values for buying may not be the same as your values. It is critical that you take the time to find out your prospects values, and what needs to happen in order for them to experience that value around your product.

Lastly, you want to attract sales, instead of chasing, selling, promoting, seducing or going after it. Attraction is when people come to you. Selling, promoting, seducing and chasing is when you go after them. When you set up your life for sales to come to you invite effortless success into your life.[*]

Sources: free articles

The Forex Exchange was established in 1971. This market grew at a steady rate throughout the 1970′s, but in the 1980′s Forex grew from trading $70 billion per day to over $1.5 trillion each day.

There are many huge players in Forex, but it is accessible to the individual trader. Each lot traded is worth approximately $100,000. By using leverage, an individual trader is only required to have a $1000 investment in the trade. This is a 100:1 leverage. No other market offers this amount of leverage.

Forex is also an extremely liquid market. Because it is so large, you can buy or sell in only seconds where your trade is only a mouse click away. You can also preset an automatic close for your position. This means you don’t have to sit and watch your position, just place the trade, set an exit point and go what you want.

Forex trades virtually 24 hours, 7 days a week. It only closes from Friday afternoon until Sunday evening. This makes it possible to set your own trading hours. If you trade part time and want to place your trade at 3am, log into your account and trade. If you are a full time trader, the same applies. No other market lets you pick the hours you trade.

There are no commissions charged on Forex, only a small transaction fee. This is not possible in any other market, as brokers charge a commission on each trade in all other markets.

Because currencies are traded in pairs, so you are buying one currency and selling the other. For example, if an investor believes the US dollar will gain against the euro, you would buy the US dollar and sell the euro. It’s just that simple.

The potential for profit is good as there is always movement between currencies. Even a small change can result in substantial profits because of the large amount of money involved in the transaction.

First and foremost, before just opening an account and blindly making some trades, you need proper training. Study the market, learn the terms used in trading, set up a demo account with a currency broker. Then, and only then, use real money to trade.

Sources: free articles

Then there is the well documented advantage of diversification. Risk is reduced by holding several non correlated investments. Put simply, some go up, some go down and combined, the return levels off the fluctuations, or risk.

Finally, a mutual fund offers smaller investors a chance to invest in small increments rather than having to save a large chunk of cash to purchase 100 shares of stock.

Given the above advantages, it’s no wonder that mutual funds have become a very popular form of investing. Now there are thousands of mutual funds to choose from, so how does one make a selection? Here are a few tips:

1. Do not be seduced to jump on the recently performing best fund. It may seem like the safe and rational thing to do, but like individual stocks, you want to buy low and sell high, not buy high and pray for more growth.

2. Even good funds may not be able to overcome the force of the overall market. You should be looking for funds that can exceed the broad market without increasing risk. Each fund has certain risk parameters that it is required to follow. Read the prospectus closely to understand what these are.

3. Limit the number of funds that you own. Unless you are trying to simply achieve the same returns as the broad market, diversifying into many mutual funds will not reduce your risk or increase your return by much.

4. Funds that become too popular and too big tend to slip in performance. There are several reasons for this.

One final point to keep in mind is that the type of fund will totally depend on your investment objectives. There are certain funds that are designed for your objectives be they retirement, income, growth, funding the kids college, etc.[*]

Sources: free articles

Most of the life insurance policies offer variety of options but term life insurance offer only limited flexibility. Additionally, term life insurance does not make any cash value or any residual. After the expiry of term life insurance policy, there is no use of it, you just need to renew it or purchase a new one.

It is also true that options are more readily available with other insurance solutions. Despite simplicity and limitations, term life insurance is still sensible among many customers.

Those who need temporary life insurance protection should prefer term life insurance policy. Some times it happens that an individual is not covered by any life insurance policy due to some reasons, under such circumstances, a term life insurance can fill the gap, protecting the financial interests of their family. If you also need life insurance coverage for a short period, term life insurance comes in picture.

Term life insurance is mostly meant for young working people with families. You can quickly find the best term life insurance quote using Internet. While searching for online term life insurance quotes you should keep some points in mind like the premium to be paid, term of the insurance, term life insurance rate, authenticity of the company etc. You can find affordable term life insurance by searching online life insurance companies. By comparing life insurance policies of different companies you can find the best term life insurance policy suitable for you. Life insurance is a must for all of us. Do not postpone it any more. Get a new life insurance. Good luck. [*]

Sources: free articles

There are two ways of obtaining PR. One way is through press releases, in which you share news about events or accomplishments within your company or organization. This form of PR gives you full control over how your company looks to the public. Your public, is anyone who has an interest of one type or another in your business such as your employees, customers, suppliers, competition and the press. How you are percieved by the public has a huge impact on the future of your business.

When issuing a press release make sure that the information provided is of interest to the readers or viewers of that particular publication. The heading of the press release should grab the readers attention and prompt them to continue reading. Make sure you are targeting publications which would be interested in your information. You wont have much success submitting a press release about christmas ornaments to a publication which targets outdoor life.

Testimonials and case histories are useful when overcoming objections, building credibility, and demonstrating customer satisfaction with your company and products. Generally, testimonials do not make up the bulk of a press release. Although it helps to add in a positive quote from a satisfied customer, make sure the comment is in direct relation to the focus of your press release.

Good PR from satisfied customers can bring you a whopping customer base, yet at the same time one shred of negative PR from an unhappy customer can cause your business considerable damage. When in a one-on-one meeting your customer should do most of the talking. Your customers are worth listening to and their feedback is valuable information! Take the time to listen to their questions and comments as it will help you to understand their needs and make sure they are satisfied with your service. If you are doing most of the talking, chances are, your customers are going to feel pressured or turned off and you run the risk of losing a sale as well as a customer.

Building a relationship with the public is an important aspect of promoting your business and building a solid customer base. Staying in touch with your customers will not only improve your customer relations, but will keep your name foremost in the minds of your customers and prospects and keep them coming back. [*]

Sources: free articles

Segregated funds offer the following major benefits that are not offered by the traditional mutual fund.

1. Segregated funds offer a guarantee of principal upon maturity of the fund or upon the death of the investor. Thus, there is a 100 percent guarantee on the investment at maturity or death (this may differ for some funds), minus any withdrawals and management fees – even if the market value of the investment has declined. Most segregated funds have a maturity of 10 years after you initial investment.

2. Segregated funds offer creditor protection. If you go bankrupt, creditors cannot access your segregated fund.

3. Segregated funds avoid estate probate fees upon the death of the investor.

4. Segregated funds have a “freeze option” allowing investors to lock in investment gains and thereby increase their investment guarantee. This can be powerful strategy during volatile capital markets.

Segregated funds also offer the following less important benefits:

1. Segregated funds issue a T3 tax slip each year-end, which reports all gains or losses from purchases and redemptions that were made by the investor. This makes calculating your taxes very easy.

2. Segregated funds can serve as an “in trust account,” which is useful if you wish to give money to minor children, but with some strings attached.

3. Segregated funds allocate their annual distributions on the basis of how long an investor has invested in the fund during the year, not on the basis of the number of units outstanding. With mutual funds, an investor can invest in November and immediately incur a large tax bill when a capital gain distribution is declared at year-end.

There has been a lot of marketing and publicity surrounding segregated funds and how much value should be placed on their guarantee of principle protection. In the entire mutual fund universe, there have been only three very aggressive and specialized funds that lost money during any 10-year period since 1980. Thus, the odds of losing money after ten years are extremely low. If you decide you need a guarantee, it can cost as much as 1/2 percent per year in additional fees.

However, with further market volatility these guarantees could be very worthwhile. In addition, most major mutual fund companies also offer segregated funds.[*]

resources: free articles.

Mencoba fokus kembali dengan forex trading membuat keasikan dan lupa memiliki blog yang tidak pernah terupdate. Lupa akan blogwalking, Google Adsense, Paid to Review, Pay Per Click, pagerank, alexarank, seo dan lainnya. Mungkin setiap saat akan mengalami proses dan perubahan terus menerus untuk mencari mana yang lebih baik dan bermanfaat, selalu berulang dan berulang seperti perputaran roda. Entah blog ini masih ada pengunjung atau tidak.

Mungkin sekarang saya tidak akan begitu fokus dengan blog, tapi tetap akan  post beberapa artikel yang mudah-mudahan masih nyambung dengan tema blog ini. Sekalipun tidak sesuai dengan tema yang penting masih ada artikel untuk diterbitkan, walau tanpa komentar satupun.

Tak lupa saya ucapkan Selamat Tahun Baru Islam 1432 H dan Tahun Baru 2011 Masehi.  Semoga di tahun yang baru ini semua cita-cita dan harapan kita semua tercapai, Amin. [*]

5 Top Comments

Syukur Alhamdulillah sesuai dengan yang kita rencanakan semua, akhirnya sampai sudah di penghujung  acara pengumuman pemenang untuk 5 Top Komentator di Bulan Februari 2010. Tidak lupa saya ucapkan terima kasih untuk semua sahabat yang telah berkunjung serta ikut berpartisipasi dalam promo ini.

Besar kecilnya hadiah mungkin bukanlah suatu tujuan, sesuai dengan tujuan awal yaitu untuk menambah rasa persahabatan, kekeluargaan dan tali silaturahim antara kita semua.

Sehingga tujuan akhir pun bisa tercapai, dimana saya lihat begitu mesra-nya  jalinan persahabatan antar sesama komentator. Satu-sama lain saling memberikan dukungan dan semangat, dengan berbagai kata-kata indah dan puisi yang kadang tidak nyambung dengan judul artikel.

Akhirnya inilah 10 daftar Top Komentator Bulan Februari 2010:

10 Top Komentator Bulan Februari 2010

Terima kasih atas partisipasi sahabat semua.

5 Top Comments

Dan inilah daftar 5 Pemenang Top Komentator Bulan Februari 2010:

1. Rizal (935), Hadiah sebesar $10,00 USD
2. Mercon (726), Hadiah sebesar $5,00 USD
3. Robi (487), Hadiah sebesar $3,00 USD
4. Iip Albanjary (62), Hadiah sebesar $1,50 USD
5. Raga (54) Hadiah sebesar $1,00 USD

Selanjutnya ke lima pemenang tersebut akan saya hubungi melalui email sesuai yang digunakan pada saat memberikan komentar. Silahkan untuk membuka email masing-masing dan ikuti petunjuk yang telah saya berikan di email tersebut.

Untuk para top komentator, sudi kiranya untuk menerima Award ini sebagai tanda persahabatan. Saya persilahkan untuk dipajang di blog masing-masing, semoga Anda semua berkenan dan mohon maaf jika Awardnya kurang bagus (maklum baru nyomot dari tetangga sebelah) : 

Award for Top Comments

Silahkan copy-paste code berikut:
<br /> <a href=”http://titobudiman.com” mce_href=”http://titobudiman.com” title=”Winner Top Comments on Tito Budiman Dot com” target=”_blank”><img src=”http://titobudiman.com/wp-content/uploads/2010/02/01-award-top.jpg” mce_src=”http://titobudiman.com/wp-content/uploads/2010/02/01-award-top.jpg” alt=”Winner Top Comments on Tito Budiman Dot com”></a><br />

Selamat kepada pemenang, yang belum terpilih jangan berkecil hati mudah-mudahan di Bulan berikutnya promo ini akan terus berlanjut. Tunggu kabar baik lainnya!

With the World Wide Web being the main portion of the internet people are utilizing today many people find themselves wanting either personal or business websites. In order to have a website you must have a web host. Web hosting can be costly at times and if you are a novice to the internet you could be paying too much to host your website. How does one find affordable web hosting? First you must consider the services being offered for the cost. How much web space are you given? Does the company offer any extras such as low cost domain registry, or additional email addresses? Do they offer cool add-ons such as visitor tracking information or bulk mailing capabilities; if so at what additional costs?

How can you find affordable web hosting? Well, you can start by using your search engines. Nowadays search engines offer web hosting of their own. Such as Yahoo, which in cooperation with geocities offers their users web hosting at affordable cost. For a small monthly fee you can upgrade your geocities free hosted account to something more professional. Services offered include a domain name for an annual fee and additional hosting space for a monthly charge to be paid annually.

Other avenues of seeking affordable web hosting are to go with a service that specializes in low cost, affordable web hosting. Companies such as godaddy.com offer their users affordable web hosting as well as many of the services I mentioned above. You can get your domain name, hosting space, email accounts, bandwidth limitations, as well as bulk mailing programs, data tracking, and even anti-virus programs to filter any viruses out of your email box.

Make sure you know what is included in the package you are looking into paying for. Are there any hidden costs? Are there any setup fees you need to know of. Many affordable web hosting providers offer discounts for people who pay in advance, instead of paying month to month, they give you a discount if you pay annually. This ensures your business and also gives you more benefit of having a hosted website at an affordable cost, in the long run. Make sure that when choosing a web hosting service, you also know what types of content you are allowed and not allowed to publish on their servers. This can save you a lot of struggle and prevent a breech in the TOS (terms of service).

Before settling on one single web hosting service you must consider shopping around, Comparing each provider’s prices, services available for the cost, terms of service and ease of use. Affordable web hosting is easy to find if you know what you want in web hosting and you compare the prices of a service provider and many of their competitors. If you are looking for a personal website to be hosted, a smaller not so well known company may be able to suit your needs at an affordable cost. If you are a business owner that wants the exposure the internet has to offer with E-commerce going strong, then you may want to choose a more well known web hosting provider.[*]

Ini mungkin merupakan artikel terakhir di Bulan Februari 2010. Sampai ketemu di artikel tanggal 1 Maret 2010 dalam postingan pengumuman pemenang top komentator Bulan Februari 2010.

Web of Trust

Trust Me

-oOo-

Melindungi diri dari penipuan online, situs dengan konten dewasa, spam dan ancaman Internet lainnya. Komunitas WOT memiliki nilai jutaan situs web sehingga Anda dapat mencari, berbelanja online dan surfing untuk bersenang-senang tanpa khawatir. Dapatkan WOT sekarang!

Mungkin anda pernah mencoba aplikasi add-ons yang satu, Web of Trust (WOT). Fasilitas add on  yang memberikan informasi layak tidaknya sebuah web atau situs. Reputasi baik atau tidaknya sebuah web yang ditentukan berdasarkan pengalaman dan penilaian oleh pengguna. Sehingga kita dapat mengetahui layak tidaknya untuk di kunjungi, bahkan kalau untuk urusan bisnis online dapat melihat bisa dipercaya atau tidak web tersebut.

Sepertinya add-ons ini layak dicoba, terutama perlindungan terhadap konten-konten yang berbahaya seperti spam, penipuan online dan konten dewasa yang tidak layak di konsumsi anak-anak  balita di bawah umur.

Selain itu kita juga dapat memberikan penilaian dan komentar terhadap beberapa web yang kita anggap telah melakukan beberapa penipuan online. Peringatan akan muncul apabila kita mulai masuk ke salah satu situs, berikut contoh apabila halaman web yang dianggap oleh komunitas Web of Trust (WOT) memiliki reputasi yang tidak baik:

e.g: poor reputation web

Dengan peringatan diatas, siapa sih yang mau untuk melanjutkan berkunjung atau bahkan melakukan pendaftaran? Tentunya kita tidak ingin mengikuti program yang sia-sia bukan.

Jika Anda telah menginstall Add-Ons tersebut dan melakukan registrasi, tentu bisa memberikan beberapa penilaian berupa score yang diberikan dari 0 s/d 100. Bahkan jika Anda kecewa dengan sebuah web bisa memberikan score terjelek misalnya 0 atau dibawah 10, berarti mampu mempengaruhi reputasi web tersebut. Berikut contoh yang bisa kita berikan:

e.g: Reputation Rating (Bad)

Hal ini merupakan penilaian dari beberapa pengalaman komunitas pengguna internet yang dapat langsung memberikan score. Bandingkan jika memiliki rating yang bagus:

e.g: Reputation Rating (Good)

Selain penilaian diatas, kita juga dapat memberikan komentar tentang status web tersebut. Satu lagi bahwa Add-Ons ini pun terhubung langsung dengan status mesin pencari mbah google. Berikut contohnya:

WOT on Google

Tanda tersebut menunjukan add-ons WOT telah terinstall dengan baik, dan web memiliki reputasi yang baik (mudah-mudahan rating yang diberikan selalu baik). Apabila web memiliki rating kurang baik maka bulatan tersebut berwarna merah.

Sengaja saya pasang WOT ini karena saya selalu mencoba beberapa program PTC / PPC / HYIP, dll, dengan WOT ini diharapkan saya dapat menyaring web mana yang layak untuk saya masuki sebelum terlanjur mendaftar.

Untuk dapat menginstal Add-Ons WOT versi Mozilla dapat download di halaman https://addons.mozilla.org/id/firefox/tag/web of trust atau https://addons.mozilla.org/en-US/firefox/addon/3456 atau langsung ke web nya http://www.mywot.com/ yang tersedia untuk Mozilla Firefox maupun Internet Explorer.

Selamat mencoba!

So you’re thinking of getting a broadband connection to speed up your Internet experience, but do not know much about broadband and how it works and would like to know more, read on.

What Exactly is Broadband?

Broadband is a much faster way to send and receive computer data, information, e-mail, music, software, video and other forms of transfers, than your current slow dial-up connection. You can get broadband through your telephone connection, a cable or a dish, and when you can get broadband, you will never go back because it is so much better than a call to a number of reasons. Firstly you will be able to surf the net much faster, download files and e-mail very quickly and be able to do things that you simply not realistic to do with your dial-up connection, such see broadband TV channels, play online games in real time against other people, streaming videos and movie trailers smoothly.

Another big advantage of broadband is that you can access the Internet 24 hours a day, 7 days a week and only pay a flat monthly fee, which is convenient and can save you money if you are a heavy user. Also telephone line is not tied up (though you get your internet via phone line) so you can always use your phone and internet at the same time, which is very convenient.

What is broadband for?

A broadband modem is a device that converts analog data into digital data so that it can be transferred through your Internet connection, so you must have a broadband modem for your broadband connection to work. When you go to sign up for a broadband connection, your broadband service provider will usually give you either free or for a small one-off charge.

What Is A Broadband Router?

A broadband router is for those of you who want to use their Internet connection around their house and garden on their laptop in addition to their primary computer. If you only want to use the internet on your primary computer, so you do not have a broadband router. What it does is send a broadband signal around your house and garden so you can use the internet on your laptop or another desktop without the need for physical wires. This is big news, which means you can use the Internet anywhere in your home and even move from room to room while connected to the Internet, which is really cool.[*]

Broadband technology development from low speed modems to broadband internet access as well as broadband telephone connections make substantial differences in our lives.

In this age of rapid growth and transformation, regardless of whether in science, technology, transportation or diffusion of information, speed is the driving force behind each tremendous change in advancement. With the innovation of broadband access, we are connected at a neck breaking speed and tasks can be completed within a few seconds.

The internet has made astonishing contributions in the transmission and communication of data and information as well as making it possible for business to be conducted in every corner of the planet. Business partners such as the buyers, sellers or agents do not have to meet together in person to discuss and agree on their business arrangements. They make use of modern technology as tools of communication, broadband internet access being one of them.

However, before the introduction of broadband internet access, access to the internet was restricted and limited to dial-up connections only. In addition to the cost of installing a separate telephone line for the access, it is also very time consuming. Uploading and downloading of information or files were done at a snail’s pace, with a low speed 28.8 Kbps modems.

Basically, broadband internet access is a high capacity and high-speed transmission medium. It provides the user with a low cost but higher data-transmission rate internet connection in terms of speed but with no compromise on the quality.

Broadband internet access transfers data over a broad bandwidth connection from multiple independent network carriers. This broadband technology is usually done by establishing the different bandwidth channels on fiber-optic cable connections, through telephone lines or via complex satellite systems. These huge volumes of data are transmitted in the form of signals. Such connection supports a wide range of frequencies and usually allows two or more signals to share a medium simultaneously.

The biggest effect of broadband access is in the transmission of data, video and voice over long distances. It is ideal for a variety of different purposes such as streaming multimedia including the downloading of large files of video pictures, movies, music and various forms of computer games as well as the broadband telephone connections or VoIP.

The broadband internet access provides broadband telephone connections of high quality long distance conversations. This is a type of voice based communications system and is more efficient as well as very much cheaper than the traditional telephone line. The accessories needed are a broadband connection, a connecting adapter and a normal touch-tone telephone. The broadband technology is a cost saving instrument for communication through voice and video.[*]